Hi Wendy,
Thanks for the info.

I don't know when Florence emigrated, but I have found her in the 1901 for Cardiff

Florence P. MORGAN
age 25
Servant.
Birthplace Little Dean
parish Penarth.

I'm not certain if this is her also.

1911 Cardiff, Cogan
Florrie MORGAN
age 34
Birthplace Cardiff
parish Penarth

Also 1911, just to complicate things.

Florrie MORGAN
age 7
Birthplace Cogan Pill
parish Penarth

And
Florence Priscilla A. MORGAN
Born Cardiff 1903

Regards,
Margaret