Thanks Pete.. I think you could be right.. I have been looking at it for too long I think and hadn't spotted that, was going round in circles. She was married in 1898 so I suppose 1 could have slipped in between 1895 and then also..
I'll have another look around those years.. Could be difficult without baptisms as the names Ward and Howell are so common :(

Can but try though :)

Thanks again. It does help when someone else has a look :) Fresh eyes and all that.

Simone x