I too have an interest in Fanny Morgan nee Vaughan as she is my great great great grandmother. Her son Henry also married a Frances (Thomas) at Newnham on 25 August 1867. I think this Fanny Morgan could be the one who died aged 56 in October 1897. I was interested to note that you say Johnsons where she was living with her son-in- law on 1871 census is Phipps Bottom, I wondered where it was.